Its true that programs are small.
I had an extra 2MB PCMCIA card in it as well (the 120).
In my 2100 I have 4MB built in, and 2 PCMCIA card for a total of 18MB.
I still have 2MB free and I have A LOT of programs in it he he (games games games and translators
... this december I want to make several newton books of grammar references for it)
I would suggest you get a 4MB PCMCIA card for it You never know what you might need
For you the 130 sounds good.
BTW I hanlded an iPaq yesterday and I was amazed at the size. I would really like to receive mine ( have to wait till the 20th to ship!
) and do a comparison between the newton and the iPaq.
Admiral