I both agree and disagree with you. First: I wouldn't buy AppleCare - for the reasons you're stating. But: If you _did_ drop your PowerBook, the harddisk probably _did_ take damage. Harddisks are not made for dropping. Well: The ones in newer PBs actually are, although I _still_ don't recommend dropping your PowerBook.
... Either way: I think your harddrive's failure - even though later on - still can be a consequence of that drop...
Mac user since 1987. Running Mac OS X 10.8 Mountain Lion on a MacBook Air 11" & an iMac 27" and whatever's newest for my iPhone 4s, iPad 3 and AppleTV 2.
Apple Certified System Administrator 10.6, Apple Sales Professional 2008-2011, Apple Certified Mac Technician.
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