The 'Flash scare' as I call it is a laughable thing at this point. I'm not laughing at you bro, just saying.
Unless your target viewer are viewers or businesses that have very old computers, Flash is fine.
Best thing to do is to make your Flash site but then make an HTLM verison of it. If you build your file in Photoshop, you can crop and import parts into Flash and then use the same photoshop file (or maybe some of the parts your saved out) to build your HTML version.
Go online and do a search for plug-in sniffer. A great site is
www.flashkit.com. I did a search there and here is the link
http://www.flashkit.com/search.php?...ion&cat=movies&term=plug-in+sniffer&x=28&y=11
This sniffer is a script that plays on your page when people try to load your site. Your index.html or home.html (whichever one you use) will basically be nothing more than a page that runs this sniffer script. You will have an HTLM home page and your Flash page. If the script sees that the viewer has the Flash plug-in, it will redirect to the Flash page. If they don't then the script redirects to your HTML version. All this happens very fast, so they don't have to wait but maybe a second more in load time and that is it. Some people put up buttons that let viewers chose, but that assumes all viewers will know what Flash is in the first place. I think the plug-in sniffer is the best route.
Overall, don't worry too much about Flash. It is built into every browser and part of the standard install for Windows and OSX too.
NOTE - when exporting your flash movies, I'd save down to Flash 5 or maybe even lower if you can. If someone has the Flash 4 plug-in and your site uses a higher version, then they might have issues. The latest version format however offers the ability to compress your movie, and it drops the file size a lot. Maybe a sniffer script could look for specific versions and load one of 2 version of your site - Flash4 uncompressed and Flash6 compressed, who knows.