A couple of things can be easily done here...
1. Make a password protected disk image in Disk Utility and store your file in there. I've never tried this, but other members here say it works very well, and M$ Windows operating systems have no provision to mount files as disks, so your average high school script kiddie is not going to be able to do much with the file once he gets it.
2. Put all your files in a plain old TextEdit RTF document. A typical name for your file will be X1J5H9ZP.rtf. You can change the extension to anything you want X1J5H9ZP.js. Now, put this file in a folder and put the folder where ever you want. Go download
RBrowserLite from
http://www.versiontracker.com/macosx/ and install it. RBrowserLite is an FTP transfer utility AND a file browser. RBrowser will let you edit the file names of any file. Go into that folder where you placed your file and put a "." at the beginning of the name .X1J5H9ZP.js and the file will be invisible to the Finder. Now put a dot in the beginning of the name of that very same folder. Now both the folder and file are completely invisible to the Finder. With Mac OS X 10.1.5 which I'm running, Sherlock can find the file because I can provide its cryptic name, but it is "inaccessable" because it's flagged as invisible. To open and view the file, just remove the dot in front of the filename and replace the extension .js with .rtf.
It may be a lot of work, but I don't like keeping my valuable information in some unknown third party shareware utility format that no other program can read. What happens if Apple updates the OS and the program is broken? Your data is safe alright, even from you! I always keep my data in a standard format and then do something to the file.
3. You can always put the password file in a ZIP or Stuffit file and name the file something just as cryptic as xV5h7mN.qpz. Just remember to change the extension .qpz to .zip or .sit as is appropriate.