Settings take a long time to load

Micah L

Whenever I try to log in to change settings while I'm in the system prefs window, I get that little spinning circle cursor for 5-15 minutes until the window is opened. Also, when I try to use the Internet, Network, and Date & Tme prefs, the cursor stays like that until I force a quit. Anyone know what may be causing this problem? Here're my basic computer stats:

400 mhz G3
320 MB of RAM

I can't honestly say that I've ever liked to get very technical with my hardware. Hopefully, that will prevent any RAM related responses.