Yosemite Slow Password Acceptance


I recently enabled a password on my mac for login and wake from sleep. The problem I am having is that a good 50% of the time I enter the password (either initial login or wake from sleep) it just sits there with a spinning wheel.. not the beachball but the "I am doing something" spinner. The wait time for the password to be accepted is anywhere from 45-90 seconds. All other times the acceptance is immediate.

I have tried disabling the password and enabling it, changing the password from my iCloud ID to a stand alone ID and it still keeps happening. One could say so what but I am locking my pc after 5 minutes idle so I am having to input the password a lot and those minutes of waiting are adding up.

Anyone have any words of wisdom?