Well, do it that way. It is how Apple intends for you to install your new OS. This is why Upgrade is the default.
You are mistaken - where do you get your information from??
Apple does not specify or "intend" for you to do anything of the sort.
The Mac OS X Help Desk Essentials training manual lists the three different
methods to install OS X and the pros and cons of each method,leaving the
decision up to you and your specific needs.
Erase and Install:
Pros - Provides a clean start, allows you to reset your partitions, can install on any partition
Cons - All data on selected partitions will be erased
Update:
Pros - Installer will update Mac OS X 10.x or later, maintaining preferences, fonts,
applications, and files.
Cons - Requires that Mac OS X 10.x or later is installed
Archive and Install:
Pros - Same as update except creates archive of current /System directory and
installs a new /System directory.
Cons - New /System directory will not have any custom files from current /System directory.