I must be really thick but I can't follow that track. In contacts there is no System Preferences, only System Settings. In that there is no Internet Accounts> iCloud. I CAN get there by opening Contacts and under the Contacts in the menu bar click on Accounts. There I can go to iCloud but nowhere does it offer the possibility to download anything. And yes I am on OSX 13.3.1 (a) Ventura.